Connect Finmo to your AI agent
Finmo provides payment collection, payouts, wallets, foreign exchange, virtual accounts, and transaction management for businesses.
We set up the connection using your own Finmo account, with keys you control, and keep it running. Your agent picks it up and starts doing the work.
Actions
What your agent can do in Finmo
Each one is a real action the agent can take on its own, the same things a person clicking around Finmo could do. Read-only by default; write actions are confirmed against your policy.
- Create Customer Create a real production Finmo customer profile containing personal or company identity data. This stores PII, mutates production, and may start identity-verification or other compliance workflows, but does not itself m…
- Create Payin Create a real production payin that can collect money from a customer and credit a customer or merchant wallet. This has real financial effects. First call FINMO_LIST_PAYIN_METHODS and FINMO_GET_PAYIN_METHOD_REQUIREMENT…
- Create Payout Send real production funds from a Finmo wallet to a beneficiary. This reserves and can irreversibly transfer money. First call FINMO_LIST_PAYOUT_METHODS and FINMO_GET_PAYOUT_METHOD_REQUIREMENTS, verify the beneficiary a…
- Create Payout Beneficiary Create a real payout beneficiary in the connected Finmo production account. This does not move money, but Finmo stores the supplied sensitive bank, proxy, identity, and contact data and the record can enable later payou…
- Create Refund Issue a real production full refund for a completed Finmo payin. This moves real money, debits or holds funds in the payin wallet, may incur fees, and may be irreversible. Before calling, verify the payin is refundable…
- Get Payin Method Requirements Return the dynamic required fields, validation regexes, limits, instructions, and capabilities for one Finmo payin method. Call this immediately before constructing a payin request.
- Get Payment Get one payin, payout, or refund by its Finmo reference ID. Use this after an ambiguous timeout before retrying a money-moving request with the same idempotency key.
- Get Payout Method Requirements Return the dynamic payout, beneficiary, and sender field requirements for one Finmo payout method. Use it before creating a beneficiary or moving money.
- Get Wallet Get one wallet and its currency accounts, including actual and available balances. Reading balances is sensitive but does not move funds.
- List Customers List one page of individual or company customer profiles and wallet-readiness state. Returns a continuation cursor when more customers are available.
- List Payin Methods List one page of enabled ways to collect money for a country and currency, with a continuation cursor when more results exist. Use FINMO_GET_PAYIN_METHOD_REQUIREMENTS before creating a payin because required fields vary…
- List Payins List inbound payment attempts with status, method, customer, wallet, and time filters. Returns one page and a continuation cursor.
- List Payout Beneficiaries List one page of stored payout beneficiaries and their destination details. Returns a continuation cursor when more beneficiaries are available; use payout method discovery to assess rail suitability.
- List Payout Methods List one page of enabled payout rails for a sender and beneficiary country/currency pair. Results may use wildcard sender values. Inspect the returned beneficiary requirements, then call FINMO_GET_PAYOUT_METHOD_REQUIREM…
- List Payouts List one page of outbound payments with status, payout method, and time filters. Returns a continuation cursor when more payouts are available.
- List Refunds List one page of refunds with status, originating payin, amount, and time filters. Returns a continuation cursor when more refunds are available.
- List Transactions List organization-level financial transactions for reconciliation, filtered by customer, event type, settlement, reconciliation, or time. Returns one page and a continuation cursor.
- List Wallets List one page of Finmo wallets available to the connected organization or a customer. Returns a continuation cursor when more wallets are available. Summaries exclude balances; use FINMO_GET_WALLET for wallet accounts a…
- Transfer Wallet Funds Move real production funds immediately between two Finmo wallets. This money-moving operation may be irreversible. Before calling, use FINMO_GET_WALLET on both wallets to verify the exact destination, active currency ac…
Setup
How we connect it
- 1
Connect your account
You create a key in Finmo, a key you create and control, and paste it in once. It lives in a secrets store on your server, not with us.
- 2
Set the guardrails
Read-only by default. You choose which write actions the agent may take, and anything outside that policy gets confirmed with you first.
- 3
We keep it running
Health checks on every connection, updates handled for you, and we watch the first week of activity to make sure the work lands.
FAQ
Finmo questions, answered.
With a key you create and control. You paste it in once, it is stored in a secrets store on your server, permissions are scoped to the minimum the agent needs, and you can revoke it at any time.
The actions Finmo's API allows, the same things a person clicking around the app could do. Connections start read-only by default; write actions are confirmed against the policy you set before the agent takes them.
Connections are priced per tool on top of the base plan. Some are included, some are premium. See pricing for how connection charges work.
Standard tools are ready inside 7 business days of the setup call. We test the connection end to end, walk you through how the agent uses it, and watch the first week of activity.
Ready to put Finmo to work?
Tell us what your team runs on. We set up the connection, secure it, and your agent takes it from there.
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